Bachelor of Science in Trust and Wealth Management (BSTWM)

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Degree Programs

Southern States University’s Bachelor of Science in Trust and Wealth Management (BS-TWM) is a four-year degree program structured to provide students with an academic foundation solidly built upon general education and specialized finance courses. This program strives to prepare students for career opportunities in financial services, insurance, investments, and financial planning, or as a precursor to those wishing to study law and ultimately practice in the estate planning and tax fields. Through SSU’s combination of quantitative and qualitative course offerings, employers can expect this program’s graduates to have a solid education in trust and wealth management techniques as well as their practical and ethical applications. Successful completion of the program requires 180 Quarter Credits.


Upon completion of the program, BS-TWM graduates will be able to:

  1. Develop and implement tax planning, financial planning, and strategies for estate planning and administration. (PLO-1)
  2. Demonstrate understanding of the various stakeholders, business components and ethical issues involved in trust and wealth management. (PLO-2)
  3. Demonstrate information literacy. (PLO-3)
  4. Demonstrate understanding and utilize business technologies in the context of financial sector, including changes in regulatory and statutory environment. (PLO-4)
  5. Utilize communication skills in a professional setting. (PLO-5)
  6. Demonstrate understanding of the trends in global economy and the business, political, and cultural environment. (PLO-6)


To receive the Bachelor of Science in Trust and Wealth Management degree from Southern States University, students must successfully complete the 10 lower-division core courses, the 10 lower division general education courses, the six (6) upper-division core courses, the four (4) upper-division general education courses, and seven (7) upper-division specialization courses for a total of 180 credit hours. SSU Catalog – NV 88 July-December 2020 Students must have a 2.0 cumulative GPA or higher in order to graduate. Students must complete the requirements within a six (6) year period


Lower Division General Education Requirements 40.5 Quarter Credits

ENG 111 Composition and Rhetoric 4.5 Quarter Credits

HIST 101 US History 1 4.5 Quarter Credits

HIST 102 US History 2 4.5 Quarter Credits

HUM 110 Principles of Humanities 4.5 Quarter Credits

MTH 125 College Algebra 4.5 Quarter Credits

PHIL 111 Introduction to Ethics 4.5 Quarter Credits

POLS 156 Political Science & the Constitutions of the US & NV 4.5 Quarter Credits

SCI 110 Introduction to Physical Science 4.5 Quarter Credits

SPCH111 Public Speaking 4.5 Quarter Credits


Lower Division Core Course Requirements 49.5 Quarter Credits

ACC 201 Accounting I 4.5 Quarter Credits

ACC 202 Accounting II 4.5 Quarter Credits

BUS 101 Business Foundations and Analysis 4.5 Quarter Credits

BUS 210 Business Law 4.5 Quarter Credits

BUS 220 Business Communications 4.5 Quarter Credits

CIS 111 Introduction to Business Information Systems 4.5 Quarter Credits

ECON 100 Macroeconomics 4.5 Quarter Credits

ECON 101 Microeconomics 4.5 Quarter Credits

MKT 110 Principles of Marketing 4.5 Quarter Credits

MTH 130 Business Statistics 4.5 Quarter Credits

MTH 135 Business Calculus 4.5 Quarter Credits


Upper Division General Education Requirements 18 Quarter Credits

ENG 305 Technical Writing 4.5 Quarter Credits

HUM 305 Impact of Science Fiction on Historical and Modern Literature 4.5 Quarter Credits

MTH 305 Statistics 4.5 Quarter Credits

MUS 305 The History of American Music 4.5 Quarter Credits


Upper Division Core Course Requirements 72 Quarter Credits

FIN 305 Business Finance 4.5 Quarter Credits

TAX 301 Income Tax 4.5 Quarter Credits

TAX 302 Corporate, Partnership, and Estate Tax 4.5 Quarter Credits

WMG 305 Money and Banking 4.5 Quarter Credits

WMG 310 Principles of Insurance 4.5 Quarter Credits

WMG 311 Principles of Real Estate 4.5 Quarter Credits

WMG 315 Retirement Planning 4.5 Quarter Credits

WMG 320 Financial Planning 4.5 Quarter Credits

WMG 480 Capstone 4.5 Quarter Credits

TAX 400 Gift and Fiduciary Tax 4.5 Quarter Credits

WMG 405 Fiduciary Law I 4.5 Quarter Credits

WMG 406 Fiduciary Law II 4.5 Quarter Credits

WMG 410 Investment Securities Analysis 4.5 Quarter Credits

WMG 420 Estate Planning 4.5 Quarter Credits

WMG 425 Trust and Estate Administration 4.5 Quarter Credits

WMG 430 Investment and Portfolio Management 4.5 Quarter Credits


Tuition and Fees

180 credits x 137.5/unit = $24,750


A normal academic course load for BSTWM students consists of 13.5 credit hours per term, which would result in tuition fee charges of $1,856.25/term plus library fees of $75/term and a $40 payment processing fee/payment on the Quarterly Payment Plan.


Total minimum quarterly payment for BSTWM– $1,971.25


Current students are bound by the pricing and terms included in their Enrollment Agreement, which is consistent with the SSU Catalog in effect at the time of initial enrollment.

*Tuition and Fees Subject to Change at Any Time with Prior Notice


Admission’s Procedures:


Students applying for admission to an undergraduate degree program are required to satisfy the following admission requirements:

  1. Complete and submit an Enrollment Agreement (including School Performance Fact Sheet) and pay appropriate fees;
  2. Provide verification of completion of a high school diploma (from a state-recognized school), High School Equivalency, or Certificate of Equivalency/Proficiency. Diplomas from outside the U.S. must be evaluated by an NACES approved organization (http://www.naces.org/members. Both a copy of the official foreign academic record and an official English translation must be included;
  3. Submit official transcripts from all other universities or colleges previously attended; if a degree is awarded, transcripts from outside the U.S. must be evaluated by an NACES approved organization (http://www.naces.org/members). Both a copy of the official foreign academic record and an official English translation must be included; o Note: Veteran students and beneficiaries using VA funds are reminded that ALL postsecondary educational transcripts and training records must be submitted and that each State Approving Agency has the right to require additional and reasonable criteria from veteran students and beneficiaries.
  4. Submit a written, single-spaced essay of at least 500 words detailing educational and work history, goals as they relate to education and work history, and the relationship between these goals and future career aspirations;
  5. Complete an interview with a one or more members of the SSU Admissions Team, including an SSU Student Ambassador. Results of this interview will be considered when determining student acceptance to the university; and
  6. English Language Proficiency Policy for all Degree-Seeking Students: Regardless of country of birth or citizenship, immigrant or nonimmigrant status, all applicants to Southern States University degree programs must demonstrate English language proficiency. Demonstration of English language proficiency can be satisfied if the applicant submits a diploma or transcript showing that the applicant has graduated from a government-recognized secondary school (or above) in a system in which English is the official language of instruction. Otherwise, the applicant will need to meet the minimum English Language Proficiency standard though one of the following: • TOEFL (Test of English as a Foreign Language) result of 61 or above on the IBT (Internet Based Test), 500 or above on the PBT (Paper Based Test), or • IELTS (International English Language Testing System) result of 5.0 or above, or • Duolingo English Test result of 80 or above, or • Have previously studied in an English-medium, USDE-recognized accredited university level program and maintained a minimum 2.0 GPA for at least one academic term. Test scores more than two years old will not be accepted. SSU Catalog – NV 20 July-December 2020
  7. Ability-to-Benefit: SSU does not participate nor admit students using Ability-to-Benefit (ATB) criteria. 8. Experiential Learning: SSU does not award credit for prior experiential learning. 9. International Students on a Student Visa: In addition to the above items, international students applying for a student visa in the USA must submit the following: i. Financial documentation confirming that the student has adequate resources to ensure that s/he can meet all obligations throughout the period of study. An official bank statement not more than three months old reflecting a minimum positive balance must be submitted either in the student’s personal name or the student’s financial sponsor’s name (in which case an Affidavit of Financial Support is also required). The minimum balance required is determined by program choice, selection of payment option, and number of dependents; ii. Copy of passport, including information page, Visa, and I-94 validity page; and iii. Proof of Health Insurance: International students on a student visa must show proof of medical insurance prior to the program start date on the Form I-20. Failure to produce valid proof of insurance will result in an inability to enroll in classes and maintain status.

The Trump administration abandons a plan to strip visas from international students taking only virtual courses.

 July 14, 2020

From the New York Times.

For your information while we await official word from SEVP.

The Trump administration has walked back a policy that would have stripped international college students of their U.S. visas if their coursework was entirely online, ending a proposed plan that had thrown the higher education world into turmoil.

The policy, announced on July 6, prompted an immediate lawsuit from Harvard University and the Massachusetts Institute of Technology, and on Tuesday, the government and the universities reached a resolution, according to the judge overseeing the case.

The agreement reinstates a policy implemented in March amid the pandemic that gave international students flexibility to take all their classes online and remain legally in the country with student visas.

“Both the policy directive and the frequently asked questions would not be enforced anyplace” under the resolution, Judge Allison Burroughs said, adding that the agreement applied nationwide.

The initial guidance, issued by Immigration and Customs Enforcement, would have required foreign students to take at least one in-person class or leave the country. Students who returned to their home countries when schools closed in March would not have been allowed back into the United States if their fall classes were solely online.

The higher education world was thrown into disarray, with most colleges already well into planning for the return to campus in the fall. Two days after it was announced, Harvard and M.I.T. filed the first of several lawsuits seeking to stop it.

The attorneys general of at least 18 states, including Massachusetts and California, also sued, charging that the policy was reckless, cruel and senseless. Scores of universities threw their support behind the litigation, along with organizations representing international students.

On Tuesday, more than a dozen technology companies, including Google, Facebook and Twitter, also came out in support of the Harvard and M.I.T. lawsuit, arguing the policy would harm their businesses.

“America’s future competitiveness depends on attracting and retaining talented international students,” the companies said in court papers.

John Tucker
Southern States University

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